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<channel><title><![CDATA[econgirl - blog]]></title><link><![CDATA[http://www.econgirl.com/blog.html]]></link><description><![CDATA[blog]]></description><pubDate>Fri, 25 May 2012 04:25:57 -0800</pubDate><generator>Weebly</generator><item><title><![CDATA[Hipster Racism in Africa]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/05/hipster-racism-in-africa.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/05/hipster-racism-in-africa.html#comments]]></comments><pubDate>Thu, 17 May 2012 07:04:41 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/05/hipster-racism-in-africa.html</guid><description><![CDATA[Just so you all know, we expats were being ironic about racism before &ldquo;hipster racism&rdquo; was even a thing. &nbsp;  If you sit down for beers with a group of expats living in Ghana, race and culture will come up sooner or later. &nbsp;&nbsp;We ironically call ourselves Salimingas. We ironically call each other out for chewing our fufu. &nbsp;And we ironically sing and dance to the &ldquo;African Man&rdquo; song, professing our  [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>Just so you all know, we expats were being ironic about racism before &ldquo;hipster racism&rdquo; was even a thing. &nbsp;<br /><br />  If you sit down for beers with a group of expats living in Ghana, race and culture will come up sooner or later. &nbsp;&nbsp;We ironically call ourselves Salimingas. We ironically call each other out for chewing our fufu. &nbsp;And we ironically sing and dance to the &ldquo;African Man&rdquo; song, professing our need for &ldquo; a strong, black man to handle my love&hellip;&rdquo;&nbsp;<br /><br />  Most white people in America have the luxury of not thinking about race if they don&rsquo;t want to.&nbsp; And let&rsquo;s be honest&mdash;most don&rsquo;t want to.&nbsp; (If you are white, test yourself: when was the last time you thought of yourself as white? Do you feel uncomfortable calling yourself white?) White people in Ghana don&rsquo;t have that luxury. The way people see you and treat you reminds you that you are the &ldquo;other&rdquo;.&nbsp; In Ghana, this isn&rsquo;t at all subtle. &nbsp;I&rsquo;m pretty comfortable saying I&rsquo;m white in part because small children tell me I am every day. &nbsp;<br /><br />  Race is a much more present topic for white Americans in Ghana not only because we suddenly find ourselves the minority, but also because skin color and race are often talked about in frank and open ways that would be startling in the states.&nbsp; The other day I was at the bank with a surveyor, and he told our place in the queue of Ghanaians was &ldquo;just behind that colored guy.&rdquo; My first impression was to think he meant the one guy wearing bright orange robes, but the ostentatiously dressed man was nowhere near where he pointed.&nbsp; My next thoughts were a) wow, &ldquo;colored&rdquo; is an antiquated term, and b) &hellip;um aren&rsquo;t all those guys colored?, which I immediately felt racist for thinking.&nbsp; My surveyor clarified that, like the term &ldquo;fair&rdquo;, &ldquo;colored&rdquo; referred to people with slightly lighter skin.&nbsp; (Side note&mdash;as in the states, skin tone among Ghanaians is not completely neutral. Use of skin lightening cr&egrave;mes is extremely widespread among Ghanaian women.)&nbsp;<br /><br /></div>  <div><div class="wsite-image wsite-image-border-thin " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.econgirl.com/uploads/1/7/1/1/1711915/5550999_orig.jpg" alt="Picture" style="width:100%;max-width:718px" /> </a> <div style="display:block;font-size:90%">Wait, WHICH one is the "colored guy"?</div> </div></div>  <div class="paragraph" style='text-align:left;'>Being able to talk and joke about being white in Ghana is an important mechanism for coping with it. When small children climb out of the sewer and reach out and touch you, you can get annoyed that your skin color makes you a petting zoo object for kids that just climbed out of a sewer,&nbsp; or you can laugh and ask them if white skin feels any different than black skin.&nbsp; When people yell &ldquo;white man&rdquo; at you, you can quietly seethe, or yell &ldquo;black man!&rdquo; back. When a taxi driver quotes you a price three times the market rate, you can get angry, or you can pull out your most dramatic Dagbani accent and yell &ldquo;oh, aba!!&rdquo; (why, or wtf!?)&nbsp; When that driver later tells you he wants to marry &ldquo;a white&rdquo;, you can get annoyed or tell him your other husbands wouldn&rsquo;t like you to marry again. <br /><br />  Is this bad? In the states, &ldquo;hipster racism&rdquo;&mdash;making stereotypical statements about race with the implication that it&rsquo;s okay because you aren&rsquo;t actually racist&mdash;has been roundly condemned in the blogosphere.&nbsp; The logical fallacy here is one that might be ascribed to hispterism in general: you may be drinking PBR ironically, but you are still drinking PBR.&nbsp; You may be saying racist things ironically, but you are still saying racist things.&nbsp; Either way, you are contributing to the proliferation of the object of your irony. PBR won&rsquo;t go off the market just because you were being ironic when you drank it, and stereotypes won&rsquo;t go away just because you are being ironic when you voice them.&nbsp; Hipster racism naively&mdash;and wrongly&mdash;assumes that racial stereotypes no longer have the power to harm. <br /><br />  This doesn&rsquo;t mean that all racially- or culturally-based humor need be taboo. &nbsp;Such humor can be effective at addressing problems that otherwise might be difficult to talk about.&nbsp; And let&rsquo;s be honest&mdash;when the Ghanaian dancers at AllianceFrancais dress up in white face and chase women with comically inflated butts, it&rsquo;s actually kind of funny. <br /><br />  In determining what humor is harmful, here are some things I think should be considered: <br /><br />  1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether the humor perpetuates the stereotype or challenges it. Humor can be a powerful tool for bringing up stereotypes and revealing their absurdity.&nbsp; Teasing a child about touching you, or calling someone &ldquo;black man&rdquo;, can humanize you and make the person think about what he or she just said or did.&nbsp; <br /><br />    2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The connotations of the stereotype.&nbsp; Somehow I doubt white people in Ghana will suffer much if they have a reputation for chewing their fufu. Stereotypes about groups being lazy, or uneducated, or mean, etc., have a lot more potential to harm. <br /><br />    3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether the group targeted disadvantaged. The truth that a lot of white Americans may not realize, or may be uncomfortable with, is that power matters.&nbsp; Racial stereotypes have a lot more power to damage when they come from a privileged majority than an underprivileged minority.&nbsp; That is not to say that minorities get a free pass&mdash;I have been personally hurt by racism directed at me by members of a minority race in America&mdash;but the stereotypes held by these groups have never prevented me from getting a good education or good job, or having access to goods and services. The power of negative stereotypes rings hollow for groups that have the advantage of power and privilege.&nbsp; Members of privileged majorities have a greater responsibility not to be nonchalant about the impact of the stereotypes they throw around. <br /><br />    4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether the group targeted is you. Laughing at yourself is generally braver, more therapeutic, and less likely to cause harm than laughing at others.&nbsp; Targeting your own demographic isn&rsquo;t a blanket pass, though. &nbsp;You should be aware that your comments reflect on others of your group. I was once horribly disgusted by some comments a black American made to me about his race.&nbsp; I later wish I had asked him if he would be comfortable with someone referring to his mother, or sister that way.&nbsp; That&rsquo;s a good rule: if you wouldn&rsquo;t find the joke harmless and funny if directed at someone you care about, it&rsquo;s not funny if directed at yourself.&nbsp; Next, you should be aware of what a statement about your own group might imply about other groups. For example, if I say that if Americans who had to wait two hours in line at GCB would riot, I am also making a statement about Ghanaian&rsquo;s willingness to do the same. <br /><br />    In general, I think that race and racism should be talked about a lot more everywhere. But an important corollary is that when it comes to those issues, people need to listen and think a lot more too.&nbsp; I&rsquo;ve heard Ghanaians insist with absolute certainty that white people aren&rsquo;t charged higher prices in Ghana. &nbsp;Similarly, I bet there are a lot of people who aren&rsquo;t aware of the extent to which racism affects minorities in America on a daily basis.&nbsp; For instance, there are still plenty of businesses where black patrons aren&rsquo;t welcome. &nbsp;&nbsp;<br /><br />    I once posited that it is harder to be black in America than white in Ghana. &nbsp;A friend of mine (also white) thought the opposite. The point is, racism is hard on everyone. &nbsp;Humor related to racism should be a tool to ease that burden, not increase it.<br /></div>]]></content:encoded></item><item><title><![CDATA[Is China's double-digit growth coming to an end?]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/05/is-chinas-double-digit-growth-coming-to-an-end.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/05/is-chinas-double-digit-growth-coming-to-an-end.html#comments]]></comments><pubDate>Wed, 16 May 2012 03:57:54 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/05/is-chinas-double-digit-growth-coming-to-an-end.html</guid><description><![CDATA[We may no longer be able to rely on China to hold up global demand. China's import numbers recently came in far under expectations.&nbsp;Most of China's recent economic data has shown declining growth. Here is the most recent data for industrial production:   [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>We may no longer be able to rely on China to hold up global demand. China's import numbers recently <a href="http://www.reuters.com/article/2012/05/10/us-china-economy-trade-idUSBRE84909I20120510" target="_blank">came in far under expectations.</a>&nbsp;Most of China's recent economic data has shown declining growth. Here is the most recent data for industrial production:</div>  <div><div class="wsite-image wsite-image-border-thin " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.econgirl.com/uploads/1/7/1/1/1711915/4058009_orig.jpg" alt="Picture" style="width:100%;max-width:529px" /> </a> <div style="display:block;font-size:90%"></div> </div></div>]]></content:encoded></item><item><title><![CDATA[Explaining the IPA Reduction]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/05/explaining-the-ipa-reduction.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/05/explaining-the-ipa-reduction.html#comments]]></comments><pubDate>Wed, 02 May 2012 03:50:41 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/05/explaining-the-ipa-reduction.html</guid><description><![CDATA[Surveyors in our organization have coined the phrase "IPA reduction" to refer to the weight loss that commonly occurs among staff at all levels during and IPA survey.&nbsp;I recently received a spam comment on one of my old blog posts: "I want to reduce my fats and gain my physique back. so i like the tips you have shared here." The post was about how to survey people about their perceived risk of getting sick, but anyway.... [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>Surveyors in our organization have coined the phrase "IPA reduction" to refer to the weight loss that commonly occurs among staff at all levels during and IPA survey.&nbsp;<br /><br />I recently received a spam comment on one of my old blog posts: "I want to reduce my fats and gain my physique back. so i like the tips you have shared here." The post was about how to survey people about their perceived risk of getting sick, but anyway....<br /><br />In honor of all spammers who want to reduce their fats, here are the secrets of the IPA reduction:<br /><br />1. Always be sure to be deep in the bush during lunch time, so you can't eat.&nbsp;<br /><br />2. Stay in places where the only thing you can buy to eat after 7pm is plain rice.&nbsp;<br /><br />3. When you get tired of plain rice and crave vitamins, eat nothing but a head of cauliflower or 5 carrots raw for dinner.&nbsp;<br /><br />4. Get malaria, food poisoning, or a parasite. Failing to wash your cauliflower and carrots will be conducive to this.&nbsp;<br /><br />5. Spend lots of time walking around villages and pushing your moto out of mud and sand.&nbsp;<br /><br />6. Stress out constantly. Work long hours so that you are too tired to eat.&nbsp;<br /><br />So that's the secret to the IPA Reduction. Of course, if someone comments that you have "reduced" here in Ghana, it's usually not a complement, and tips above are not actually advisable. (Except #5. Pushing your moto out of the mud is always advisable.) The good news is, the IPA Reduction can be avoided by taking the time and effort to plan to have healthy and satisfying food around even when doing field work.&nbsp;<br /><br /></div>]]></content:encoded></item><item><title><![CDATA[Does Ghana have political currency cycles?]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/does-ghana-have-political-currency-cycles.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/does-ghana-have-political-currency-cycles.html#comments]]></comments><pubDate>Sat, 28 Apr 2012 09:36:26 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/does-ghana-have-political-currency-cycles.html</guid><description><![CDATA[  The Ghana Cedi has depreciated noticeably in recent months. Similar depreciations were seen in 2000 and 2008, which, like 2012 were election years. &nbsp;(In 2004, also an election year, the cedi did not depreciate much.)      [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>  The Ghana Cedi has depreciated noticeably in recent months. Similar depreciations were seen in 2000 and 2008, which, like 2012 were election years. &nbsp;(In 2004, also an election year, the cedi did not depreciate much.) <br /><br />  </div>  <span class='imgPusher' style='float:left;height:0px'></span><span style='float:left;z-index:10;position:relative;;clear:left;margin-top:0px;*margin-top:0px'><a><img src="http://www.econgirl.com/uploads/1/7/1/1/1711915/4505169.jpg?453" style="margin-top: 5px; margin-bottom: 10px; margin-left: 0px; margin-right: 10px; border-width:1px;padding:3px;" alt="Picture" class="galleryImageBorder" /></a><div style="display: block; font-size: 90%; margin-top: -10px; margin-bottom: 10px; text-align: center;">By the way, the actual currency code for the Ghana cedi is GHS. GHC refers to the old cedi. International finance nerds love currency codes.</div></span> <div class="paragraph" style='text-align:left;display:block;'><br /><br /><br /><span></span>Does the Ghana cedi experience election year blues? If so, why? To  address this question, I examine a few alternative explanations for the  depreciation of the cedi:<br /><br />  <strong style="">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </strong><strong style="">The cedi depreciates in election years due to uncertainty about Ghana&rsquo;s political and economic future. </strong><br /><br />  Uncertainty could result in cedi depreciation if it leads investors to pull their money out of Ghana, or to hesitate to invest in the first place. &nbsp;With the lead-up to the election looking more tumultuous than previous elections, and recent unrest in other West African countries, it would seem investors have reason to be cautious.&nbsp; <br /><br />  It&rsquo;s hard to find data to test this theory right now, as foreign investment data usually come at a lag. Foreign investment was strong in 2011 compared with 2010, but that says little about developments&nbsp; in the last half year or so. <br /><br />  Uncertainty could also lead to depreciation if the cedi falls under speculative attack. The Bank of Ghana has attributed some of the depreciation to speculation that drives down the value of the cedi.&nbsp; (<a style="" href="http://www.bog.gov.gh/privatecontent/MPC_Press_Releases/50th_MPC_Press_release-_Final_Copy.pdf">http://www.bog.gov.gh/privatecontent/MPC_Press_Releases/50th_MPC_Press_release-_Final_Copy.pdf</a>)<br /><br />  <strong style="">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </strong><strong style="">The cedi depreciates in election years due to politically-motivated expansionary monetary policy by the Bank of Ghana. </strong><br /><br />  The incumbent party would benefit from a strong economy come election time. Short-term economic growth can be encouraged through expansionary monetary and fiscal policies.&nbsp; Increasing the money supply, however, eventually leads to inflation, which hinders the economy.&nbsp; <br /><br />  The Bank of Ghana has actually raised policy interest rates in recent months, but you can&rsquo;t necessarily look at policy interest rates alone to see if monetary policy is expansionary.&nbsp; Here&rsquo;s why: the government of Ghana has been spending a lot of money (typical of an election year.)&nbsp; Normally, this would push up the government&rsquo;s borrowing costs, and raise interest rates generally. &nbsp;However, if the central bank keeps rates constant rather than letting them rise, this has an expansionary effect. <br /><br />  A better measure to look at is inflation.&nbsp; One-year inflation rates appear to be pretty steady, but these do not reflect very recent trends.&nbsp; The trouble with looking at monthly inflation is that prices in Ghana are highly seasonal, rising in the spring and then falling after harvest, and seasonally adjusted series are not released. &nbsp;Inflation in January and February was only somewhat higher than inflation in those same months over the last few years. <br /><br />  While the key statistics that would be indicative of expansionary monetary policy are inconclusive at this point, the Bank of Ghana does acknowledge some other indicators of looseness. The Bank mentions that credit has eased, meaning money is easier to get, and that starting in 2011, there have been signs of liquidity overhang&mdash;meaning that banks have more cash than they want, causing interest rates to fall.&nbsp; The Bank mentions that these lower interest rates on cedi assets could be driving investments to other currencies with a higher rate of return. &nbsp;<br /><br />  <strong style="">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </strong><strong style="">The cedi depreciation is only coincidental to the election year, and is driven by other factors, including global economic conditions. </strong><br /><br />  There are some other factors that could be driving cedi depreciation.&nbsp; <br /><br />  The first, mentioned by the Bank of Ghana, is that the depreciation is driven by demand for foreign currency to buy imports.&nbsp; Despite strong exports of oil, gold and cocoa, Ghana&rsquo;s imports are growing faster than exports. <br /><br />  A second possibility is that economic trouble in Europe is having a negative impact on the funds that are available to go to Ghana. &nbsp;This could account for a decline in investment in Ghana, if indeed such a decline is occurring.&nbsp; Remittances, however, appear to have remained robust, according to the Bank of Ghana. <br /><br />    So what do I think? <br /><br />  I think it is possible the election is having an effect, either on foreign investment, or on speculation in the currency market. <br /><br />  I also think that the Bank of Ghana&rsquo;s policies, politically motivated or otherwise, are responsible for it.&nbsp; While political turmoil is hard to address, a central bank can easily punish speculators and attract investors by raising interest rates. &nbsp;It appears that the Bank of Ghana is now taking steps to do just that, but earlier action might have nipped the depreciation and any speculation in the bud. <br /><br />  My guess is that growing imports and a stagnant global economy may play roles, but not central ones.&nbsp; The West African CFA Franc, for example, has actually risen against the dollar since the beginning of the year. &nbsp;This suggests that at least some of the cedi&rsquo;s downward trend is specific to Ghana&rsquo;s. Luckily, that means that Ghana has the power to change it. <br /><br />     </div> <hr style='clear:both;visibility:hidden;width:100%;'></hr>]]></content:encoded></item><item><title><![CDATA[A grave mistake about the meaning of "candidate jam"]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/a-grave-mistake-about-the-meaning-of-candidate-jam.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/a-grave-mistake-about-the-meaning-of-candidate-jam.html#comments]]></comments><pubDate>Tue, 24 Apr 2012 01:44:03 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/a-grave-mistake-about-the-meaning-of-candidate-jam.html</guid><description><![CDATA[I have been staying at the hilariously-named Prison Guesthouse in Salaga, which triples as a restaurant and community center. Yesterday, the management warned me that there would be a "candidate jam" at the facility that evening.Cool, I thought, some of the local candidates will be here to give speeches and then hang out and socialize while people listen to music and dance. Being a political nerd, I thought this sounded fascinating. Wha [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>I have been staying at the hilariously-named Prison Guesthouse in Salaga, which triples as a restaurant and community center. Yesterday, the management warned me that there would be a "candidate jam" at the facility that evening.<br /><br />Cool, I thought, some of the local candidates will be here to give speeches and then hang out and socialize while people listen to music and dance. Being a political nerd, I thought this sounded fascinating. What are small-town politics like in Salaga?<br /><br />My delusions were shattered when I asked one of my team members whether the candidates would be from NDC or NPP, and he informed me that they would be candidates for their junior secondary school level certifications. So yes, last night I had a middle school dance take place right outside my guesthouse window. &nbsp;</div>]]></content:encoded></item><item><title><![CDATA[The economics of faking it]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/the-economics-of-faking-it.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/the-economics-of-faking-it.html#comments]]></comments><pubDate>Thu, 19 Apr 2012 12:08:08 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/the-economics-of-faking-it.html</guid><description><![CDATA[This is possibly the most awesome economics paper I have read in a while, containing the most awesome graph I have seen in a long time:&nbsp;     [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'><a href="http://userwww.service.emory.edu/~hmialon/Ecstasy.pdf" target="_blank" title="">This</a> is possibly the most awesome economics paper I have read in a while, containing the most awesome graph I have seen in a long time:&nbsp;</div>  <div><div class="wsite-image wsite-image-border-thin " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="http://www.econgirl.com/uploads/1/7/1/1/1711915/6440834_orig.jpg" alt="Picture" style="width:100%;max-width:559px" /> </a> <div style="display:block;font-size:90%"></div> </div></div>]]></content:encoded></item><item><title><![CDATA[What I was going to write to Wells Fargo]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/what-i-was-going-to-write-to-wells-fargo.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/what-i-was-going-to-write-to-wells-fargo.html#comments]]></comments><pubDate>Wed, 18 Apr 2012 11:44:59 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/what-i-was-going-to-write-to-wells-fargo.html</guid><description><![CDATA[After my purse was stolen in Burkina Faso, I called Wells Fargo to get my cards cancelled and order new ones. The hotel staff told me I could use the hotel front desk phone, since my phone was stolen and my money supply was limited.I had to call two different lines to cancel and re-order my debit and credit cards. The debit card was fast to cancel, but they didn't offer the option of mailing the new card to me in Africa. The credit card [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>After my purse was stolen in Burkina Faso, I called Wells Fargo to get my cards cancelled and order new ones. The hotel staff told me I could use the hotel front desk phone, since my phone was stolen and my money supply was limited.<br /><br />I had to call two different lines to cancel and re-order my debit and credit cards. The debit card was fast to cancel, but they didn't offer the option of mailing the new card to me in Africa. The credit card was also quick to cancel, with one snag.&nbsp;<br /><br />When you first call the line for lost credit cards, the automated system asks for your credit card number. I didn't know it. The system gives no immediate option for this. I stayed on the line dumbly for several minutes before the automated voice informed me I could say "I don't know." Given that this is the line for lost cards, it seems like they should mention this sooner.&nbsp;<br /><br />I was able to cancel the card quickly, and the agent then mentioned i could have the card sent to an emergency address, for a cost of $50 for international mail. Considering the alternative of having no access to money, this seemed like a great deal. Then the trouble began.<br /><br />I was put on hold for extended periods, despite telling the agent I was calling from a country with no toll-free line. At some point, while on hold the hotel staff started yelling at me in French that I was taking too long on the phone. I struggled to explain in frazzled, broken french, that I was on hold. When I did get taken off hold, I was told that I would have to talk to a manager to get the card sent to a different address. &nbsp;On hold again, with the hotel concierge poking me with his pen.&nbsp;<br /><br />When I did talk to the manager, she told me that she was going to ask me some security questions, and if I didn't know the answers, that was okay, I could just say "I don't know" and she would ask another. She started with a couple I didn't know, and some I did. I didn't know my last card transaction amount-- it was a cash advance in cedis, and I didn't know the ATM fee or the exchange rate that would have applied. After I failed to give her the first eight base pairs of the DNA in my grandmother's 11th chromosome, she informed me that she couldn't change the mailing address because I failed to get enough of the questions right.&nbsp;<br /><br />I was livid. Why didn't she tell me this before? Why did she say it was "okay" to say "I don't know"? If I had known that I needed to get a certain percent correct, I could have looked up my last card transaction, or ordered a gene sequencing test. By now the hotel concierge was seriously skewering me with his pen, so I told the manager that I could not stay on the line but that I was very frustrated with how this call went. I hoped that the call was indeed being recorded to monitor quality.&nbsp;<br /><br />A week later, I called again. This time, when I mentioned that I was calling from abroad on a non-toll free line, I was directed to the collect line. I was able to get the card sent to the emergency address by answering one security question. I was put on hold, but I didn't mind, since Wells Fargo was paying for it. That is how a customer who is alone in a strange country and has just lost her access to funds should be treated. I don't know what went so terribly wrong the first time.&nbsp;<br /><br />I tried to write to Wells Fargo to tell them this story, and suggest that they change their automated call response; instruct agents to either not put international callers on hold, or give them the collect number; and inform people when failing a security question will result in not getting a needed service. It turns out, I also need to suggest that they allow more characters in their email contact form. So Wells Fargo, if you are reading this, that is why this is online for everyone to see instead of in your inbox.&nbsp;<br /><br />Also, dear concierge: I stole your pen and traded it to a small boy for a sticker of Qaddafi.&nbsp;<br /><br /><br /><br /></div>]]></content:encoded></item><item><title><![CDATA[What Hilary Rosen said isn’t feminist]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/what-hilary-rosen-said-isnt-feminist.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/what-hilary-rosen-said-isnt-feminist.html#comments]]></comments><pubDate>Mon, 16 Apr 2012 04:28:53 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/what-hilary-rosen-said-isnt-feminist.html</guid><description><![CDATA[I&rsquo;m a bit late responding to the whole DNC something Hilary Rosen&rsquo;s statement that stay-at-home-mom Ann Romney &ldquo;never worked a day in her life.&rdquo;&nbsp; While I understand that Rosen intended the statement to be a reference to Ann Romney&rsquo;s socio-economic status, the statement was insulting to moms who work hard raising their children and managing their household.   Let&rsquo;s be clear: denigrating the works  [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>I&rsquo;m a bit late responding to the whole DNC something Hilary Rosen&rsquo;s statement that stay-at-home-mom Ann Romney &ldquo;never worked a day in her life.&rdquo;&nbsp; While I understand that Rosen intended the statement to be a reference to Ann Romney&rsquo;s socio-economic status, the statement was insulting to moms who work hard raising their children and managing their household. <br /><br />  Let&rsquo;s be clear: denigrating the works it takes to raise a family and manage a household is not feminist&mdash;nor does it do anything to help mothers who work outside of the home.&nbsp; Feminism is about making sure that men and women have the same opportunities.&nbsp; Those opportunities should include taking care of a family. Discounting the value&mdash;and difficulty&mdash;of work in the home doesn&rsquo;t do anything to encourage policies that let working parents balance their work and home responsibilities. Discounting the value of work in the home doesn&rsquo;t do anything to encourage men to take on more of the work raising families. <br /><br />  The debate about stay-at-home-moms versus working moms is meaningless. &nbsp;Raising a family is difficult, whether you are working for a paycheck to support the family, working in the home, or both, and the main factor that determines how difficult it is is economic opportunity. What matters, assuming we think the family is an important aspect of our society, is getting people to place greater value on the work it takes to manage a family, and pursue policies that lessen that burden. &nbsp;<br /><br />  I think Michelle Obama said it best with this tweet: &ldquo;Every mother works hard, and every woman deserves to be respected.&rdquo; &nbsp;<br /><br /></div>]]></content:encoded></item><item><title><![CDATA[Services you didn’t know the border patrol provided]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/services-you-didnt-know-the-border-patrol-provided.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/services-you-didnt-know-the-border-patrol-provided.html#comments]]></comments><pubDate>Sat, 14 Apr 2012 04:22:29 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/services-you-didnt-know-the-border-patrol-provided.html</guid><description><![CDATA[For Easter weekend, I planned to drive my motorcycle to Ouagadougou from Tamale. It&rsquo;s not a particularly long drive, perhaps 6 hours (my record is 10 hours on the road.)&nbsp; My plans were thwarted at the border, where I learned that to take the moto into Burkina, I needed the deed in order to prove that it wasn&rsquo;t stolen. I had deliberately left the deed in Tamale to make sure I wouldn&rsquo;t lose it.   The good news is th [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style='text-align:left;'>For Easter weekend, I planned to drive my motorcycle to Ouagadougou from Tamale. It&rsquo;s not a particularly long drive, perhaps 6 hours (my record is 10 hours on the road.)&nbsp; My plans were thwarted at the border, where I learned that to take the moto into Burkina, I needed the deed in order to prove that it wasn&rsquo;t stolen. I had deliberately left the deed in Tamale to make sure I wouldn&rsquo;t lose it. <br /><br />  The good news is that Burkina customs and border control officials never implied that I could get the moto in with a bribe. This was even more surprising, because I asked if I could bring it by paying for a license in Burkina, which, in retrospect, would have signaled that I was willing to pay a decent amount to get it in. &nbsp;<br /><br />  I ended up leaving the motorcycle with the Ghana border control, who refused even a modest dash as a thank you. <br /><br />  (I later heard a possible explanation for why the Ghana border police refused my dash&mdash;it was small peanuts to them.&nbsp; Allegedly, to get a post as a border patrol officer, you have to pay someone a dash on the order of GHC 1,500&mdash;but an official can make that much in a week from bribes from traders who want to avoid the even more onerous Ghana import taxes. &nbsp;Compared with that kind of money, a GHC 10 dash is worth forgoing in exchange for someone&rsquo;s good opinion. )<br /><br />  I asked about leaving the moto with the Burkina border control. The officials there declined to keep it. However, the border head official tried to console me, saying, &ldquo;Mais ca va&mdash;je veut dormir avec vous!&rdquo;&nbsp; <br /><br />  In English: &ldquo;It&rsquo;s okay&mdash;I want to sleep with you!&rdquo;<br /><br /></div>]]></content:encoded></item><item><title><![CDATA[The reason Burkina has better roads than Ghana]]></title><link><![CDATA[http://www.econgirl.com/1/post/2012/04/post-title-click-and-type-to-edit1.html]]></link><comments><![CDATA[http://www.econgirl.com/1/post/2012/04/post-title-click-and-type-to-edit1.html#comments]]></comments><pubDate>Wed, 11 Apr 2012 08:42:59 -0800</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">http://www.econgirl.com/1/post/2012/04/post-title-click-and-type-to-edit1.html</guid><description><![CDATA[ T [...] ]]></description><content:encoded><![CDATA[<span style='float:right;z-index:10;position:relative;'><span class="imgPusher" style="top:0px"></span><a><img src="http://www.econgirl.com/uploads/1/7/1/1/1711915/704347.jpg?331" style="margin-top: 5px; margin-bottom: 10px; margin-left: 10px; margin-right: 0px; border-width:1px;padding:3px;" alt="Picture" class="galleryImageBorder" /></a><div style="display: block; font-size: 90%; margin-top: -10px; margin-bottom: 10px; text-align: center;"></div></span> <div class="paragraph" style='text-align:left;display:block;'>This picture shows a sign in Burkina Faso warning against the harm to roads and vehicles from overloading, along side an example of a not-overloaded truck.&nbsp;<br /><br />Burkina seems to be more efficient about actually building their roads than Ghana. A year ago when I visited Ouagadougou, the road there was completely under construction. This time, from the border to Ouaga was all beautiful, new road. It's been two years and counting, and Ghana has no progress to show for the work they have been doing between Accra and Kumasi, the two largest cities in the country.<br /><br />To be honest, though, I think the real reason that Burkina's roads are better than Ghana's is that no matter how much you overload a donkey cart, it won't do much to the road.&nbsp;</div> <hr style='clear:both;visibility:hidden;width:100%;'></hr>]]></content:encoded></item></channel></rss>

